Financiamento

Financie até 86% do desenvolvimento
do seu software.

O desenvolvimento de software personalizado e a transformação digital qualificam para apoios significativos em Portugal, no Reino Unido, Espanha, França, Itália e Países Baixos. Ajudamo-lo a perceber a que tem direito — e construímos algo que vale o investimento.

Encontre o seu perfil

Veja os apoios disponíveis para o seu setor e localização.

Selecione o seu setor — a informação apresentada reflete o país selecionado.

O Que a Caminho.DEV Fornece

      Programas Disponíveis
      Programa O que financia Financiamento Próximo passo

      PT 2030 — COMPETE 2030

      Programa Operacional de Competitividade e Internacionalização

      • Custom software & platform development
      • ERP / CRM implementation & migration
      • Process digitalisation & automation
      45–85%
      Taxa de financiamento

      PRR — Plano de Recuperação e Resiliência

      Componente 15 — Digitalização das Empresas

      • Digital transformation projects
      • Intelligent management systems
      • Cybersecurity improvements
      up to 75%
      Taxa de financiamento

      Vouchers para PME Digitais

      Apoios rápidos para digitalização de pequenas e médias empresas

      • Website & e-commerce setup
      • SaaS tools & software subscriptions
      • Basic custom software development
      €5K–€15K
      Programa O que financia Financiamento Próximo passo

      Innovate UK — Smart Grants

      UK government funding for innovative R&D projects with commercial potential

      • Novel software & platform R&D
      • AI / machine learning integration
      • Disruptive process digitalisation
      25–70%
      Taxa de financiamento

      R&D Tax Relief — HMRC Scheme

      SME R&D relief and RDEC — recover up to 33p per £1 spent on qualifying R&D

      • Custom software resolving technical uncertainty
      • Building new digital capabilities
      • Iterative development of novel technology
      20–33%

      Made Smarter / Digital Growth Grant

      Regional UK funding for manufacturing & SME digital adoption

      • Industrial IoT & factory automation software
      • Digital manufacturing management systems
      • Supply chain digitalisation
      up to 50%
      Taxa de financiamento
      Programa O que financia Financiamento Próximo passo

      Kit Digital — Red.es / UNICO

      Bonos digitales para pymes y autónomos — digitalización gratuita o subvencionada

      • Website & online presence (€2,000 bono)
      • E-commerce platform (€2,000 bono)
      • Customer management / CRM (€4,000)
      up to 100%

      CDTI — Proyectos de I+D Empresarial

      Centro para el Desarrollo Tecnológico Industrial — financiación para proyectos de innovación

      • Software R&D with novel technical elements
      • AI & data-driven platform development
      • Technology-based product innovation
      up to 85%
      Taxa de financiamento
      Programa O que financia Financiamento Próximo passo

      Crédit d'Impôt Recherche (CIR)

      30% tax credit on qualifying R&D — one of Europe's most generous schemes

      • Software development resolving technical uncertainty
      • Novel algorithms & architecture research
      • Prototyping & experimental development
      30%

      BPI France — Aide à l'Innovation & Prêts

      Subventions, avances remboursables et prêts pour projets innovants

      • Digital innovation projects
      • Platform & marketplace development
      • Deeptech & AI software
      up to 70%
      Taxa de financiamento
      Programa O que financia Financiamento Próximo passo

      Transizione 5.0 — PNRR

      Credito d'imposta per investimenti in digitalizzazione e sostenibilità energetica

      • Industry 4.0 / 5.0 digital investments
      • Software for process management & automation
      • AI & machine learning integration
      15–45%

      Voucher Digitalizzazione PMI

      Contributo a fondo perduto per l'adozione di tecnologie digitali nelle PMI

      • Website & e-commerce development
      • CRM & customer management software
      • Cloud services & digital storage
      up to 50%
      Taxa de financiamento
      Programa O que financia Financiamento Próximo passo

      WBSO — R&D Tax Incentive

      Fiscale aftrek voor speur- en ontwikkelingswerk (S&O) in software & technologie

      • Development of new software functionality
      • Resolving technical software problems
      • AI & algorithm development
      32–40%

      MIT — MKB-Innovatiestimulering

      Subsidie voor innovatieve MKB-projecten in de topsectoren — RVO.nl

      • Innovative digital product development
      • Feasibility studies for new digital services
      • Collaborative R&D with knowledge institutions
      up to 80%
      Taxa de financiamento

      Ver mais programas e critérios →

      See your potential funding

      Estimate your funding for a typical project.

      Every project is unique. Use this example to see what is possible with the right grant.

      Project scope

      Custom web platform with AI integration

      • R&D and innovation
      • 12 month timeline
      • SME, based in the selected country

      Illustrative project value €140,000

      Estimated support €119,000 Up to 85% support

      Based on the maximum published support rate for Portugal

      Your cost after support €21,000 You invest 15%

      Agendar consulta gratuita →

      Illustration only. Each card names the rate it is based on. Grant rates change with each funding round and depend on company size, sector, location and project scope — nothing here is an entitlement.

      Project scope

      Custom web platform with AI integration

      • R&D and innovation
      • 12 month timeline
      • SME, based in the selected country

      Illustrative project value £140,000

      Estimated support £120,400 Up to 86% support

      Based on the maximum published support rate for United Kingdom

      Your cost after support £19,600 You invest 14%

      Agendar consulta gratuita →

      Illustration only. Each card names the rate it is based on. Grant rates change with each funding round and depend on company size, sector, location and project scope — nothing here is an entitlement.

      Project scope

      Custom web platform with AI integration

      • R&D and innovation
      • 12 month timeline
      • SME, based in the selected country

      Illustrative project value €140,000

      Estimated support €119,000 Up to 85% support

      Based on CDTI — Proyectos de I+D Empresarial

      Your cost after support €21,000 You invest 15%

      Agendar consulta gratuita →

      Illustration only. Each card names the rate it is based on. Grant rates change with each funding round and depend on company size, sector, location and project scope — nothing here is an entitlement.

      Project scope

      Custom web platform with AI integration

      • R&D and innovation
      • 12 month timeline
      • SME, based in the selected country

      Illustrative project value €140,000

      Estimated support €112,000 Up to 80% support

      Based on the maximum published support rate for France

      Your cost after support €28,000 You invest 20%

      Agendar consulta gratuita →

      Illustration only. Each card names the rate it is based on. Grant rates change with each funding round and depend on company size, sector, location and project scope — nothing here is an entitlement.

      Project scope

      Custom web platform with AI integration

      • R&D and innovation
      • 12 month timeline
      • SME, based in the selected country

      Illustrative project value €140,000

      Estimated support €63,000 Up to 45% support

      Based on the maximum published support rate for Italia

      Your cost after support €77,000 You invest 55%

      Agendar consulta gratuita →

      Illustration only. Each card names the rate it is based on. Grant rates change with each funding round and depend on company size, sector, location and project scope — nothing here is an entitlement.

      Project scope

      Custom web platform with AI integration

      • R&D and innovation
      • 12 month timeline
      • SME, based in the selected country

      Illustrative project value €140,000

      Estimated support €112,000 Up to 80% support

      Based on the maximum published support rate for Nederland

      Your cost after support €28,000 You invest 20%

      Agendar consulta gratuita →

      Illustration only. Each card names the rate it is based on. Grant rates change with each funding round and depend on company size, sector, location and project scope — nothing here is an entitlement.

      Como funciona o processo

      Como garantimos o financiamento e construímos o seu software.

      01

      Avaliação gratuita

      Analisamos o seu projeto, dimensão da empresa e localização para identificar os programas elegíveis — sem compromisso.

      02

      Âmbito e proposta

      Documentamos o âmbito técnico do projeto de forma a satisfazer os requisitos de candidatura aos apoios.

      03

      Desenvolvimento e evidência

      Desenvolvemos a sua plataforma e produzimos a documentação técnica, folhas de horas e relatórios necessários para reclamar o apoio.

      04

      Candidatura e poupança

      Submete a candidatura (muitas vezes com o nosso apoio) e recebe o reembolso ou benefício fiscal sobre os custos elegíveis.

      Saiba exatamente a que financiamento tem direito.

      Marque uma chamada gratuita de 30 minutos. Dizemos-lhe exatamente a que programas a sua empresa tem acesso e que percentagem do projeto pode ser coberta.

      Agendar consulta gratuita Sem compromisso. Apenas clareza.

      A elegibilidade depende da dimensão, setor, localização e âmbito do projeto. Os valores apresentados são máximos indicativos. Recomendamos envolver um consultor acreditado para candidaturas formais. A Caminho.DEV presta serviços de desenvolvimento técnico — não aconselhamento financeiro regulado.

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