Financiamento

O seu projeto pode ser
substancialmente financiado

O desenvolvimento de software personalizado e a transformação digital qualificam para apoios significativos em Portugal, no Reino Unido, Espanha, França, Itália e Países Baixos. Ajudamo-lo a perceber a que tem direito — e construímos algo que vale o investimento.

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Find your fit

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What we can build that qualifies

    Why it qualifies in this country

      Programme Potential benefit
      up to 85%
      Taxa de financiamento
      €2.7B
      Até envelope (PT 2030)
      Subsídio a fundo perdido Vale digital Empréstimo bonificado + subsídio
      Tipo de apoio
      PME
      Disponível para

      PT 2030 — COMPETE 2030

      Programa Operacional de Competitividade e Internacionalização

      45–85%
      Taxa de financiamento

      Atividades Elegíveis

      • Custom software & platform development
      • ERP / CRM implementation & migration
      • Process digitalisation & automation
      • E-commerce & digital sales channels
      • Data analytics & business intelligence

      Critérios de Elegibilidade

      • Registered in Portugal
      • SME (up to 250 employees, €50M turnover)
      • Project value €25,000 – €5,000,000
      • Demonstrate productivity or internationalisation benefit
      • Not in financial difficulty

      O Que a Caminho.DEV Fornece

      • Bespoke web & mobile application development
      • API integrations & legacy system migration
      • Cloud deployment & ongoing maintenance
      • Technical documentation for grant claims
      • Full project scoping & specification

      PRR — Plano de Recuperação e Resiliência

      Componente 15 — Digitalização das Empresas

      up to 75%
      Taxa de financiamento

      Atividades Elegíveis

      • Digital transformation projects
      • Intelligent management systems
      • Cybersecurity improvements
      • Digital skills & training platforms
      • Remote work infrastructure

      Critérios de Elegibilidade

      • Portuguese-registered SME
      • Viable business (not in insolvency)
      • Minimum project investment €10,000
      • Must demonstrate clear digital impact

      O Que a Caminho.DEV Fornece

      • Custom software replacing manual processes
      • Staff-facing management portals
      • Automated reporting & dashboards
      • Secure cloud hosting & backups
      • Full project documentation & reporting

      Vouchers para PME Digitais

      Apoios rápidos para digitalização de pequenas e médias empresas

      €5K–€15K
      voucher value

      Atividades Elegíveis

      • Website & e-commerce setup
      • SaaS tools & software subscriptions
      • Basic custom software development
      • Digital marketing tools

      Critérios de Elegibilidade

      • Micro or small enterprise (<50 employees)
      • Portuguese-registered
      • Not previously received same voucher type

      O Que a Caminho.DEV Fornece

      • Professional website development
      • E-commerce store setup
      • Booking & client portal systems
      • Hosted on our infrastructure
      up to 86%
      Taxa de financiamento
      £2.5M+
      Até (Innovate UK)
      Subsídio a fundo perdido Benefício fiscal Vale digital
      Tipo de apoio
      PME
      Disponível para

      Innovate UK — Smart Grants

      UK government funding for innovative R&D projects with commercial potential

      25–70%
      Taxa de financiamento

      Atividades Elegíveis

      • Novel software & platform R&D
      • AI / machine learning integration
      • Disruptive process digitalisation
      • Cross-industry technology innovation
      • Feasibility studies for new digital products

      Critérios de Elegibilidade

      • UK-registered business
      • Project has clear innovation beyond state-of-the-art
      • Strong commercialisation plan
      • Project value typically £100K – £2.5M
      • Often requires collaboration or consortium

      O Que a Caminho.DEV Fornece

      • Novel software architecture & prototype development
      • AI/ML feature integration
      • Technical design & feasibility documentation
      • Detailed technical reports for claims
      • Ongoing R&D iteration & evidence

      R&D Tax Relief — HMRC Scheme

      SME R&D relief and RDEC — recover up to 33p per £1 spent on qualifying R&D

      20–33%
      tax credit

      Atividades Elegíveis

      • Custom software resolving technical uncertainty
      • Building new digital capabilities
      • Iterative development of novel technology
      • Staff costs, subcontractor costs (65%), cloud compute

      Critérios de Elegibilidade

      • UK Corporation Tax payer
      • Must resolve genuine scientific/technological uncertainty
      • SME scheme: <500 employees, <€100M turnover
      • RDEC applies to larger companies

      O Que a Caminho.DEV Fornece

      • Technical narrative for R&D claim
      • Qualifying software development activities
      • Timesheet & cost evidence documentation
      • Iterative development logs
      • Works alongside your accountant / R&D specialist

      Made Smarter / Digital Growth Grant

      Regional UK funding for manufacturing & SME digital adoption

      up to 50%
      Taxa de financiamento

      Atividades Elegíveis

      • Industrial IoT & factory automation software
      • Digital manufacturing management systems
      • Supply chain digitalisation
      • ERP systems for manufacturing SMEs

      Critérios de Elegibilidade

      • Manufacturing or eligible sector SME
      • Located in participating UK regions
      • Under 250 employees
      • Demonstrable productivity improvement

      O Que a Caminho.DEV Fornece

      • Custom factory/operations management software
      • IoT dashboard & monitoring platforms
      • Inventory & order management systems
      • Integration with existing machinery & ERP
      up to 100%
      Taxa de financiamento
      €12,000
      Até (Kit Digital)
      Vale digital Subsídio a fundo perdido Empréstimo bonificado + subsídio
      Tipo de apoio
      PME
      Disponível para

      Kit Digital — Red.es / UNICO

      Bonos digitales para pymes y autónomos — digitalización gratuita o subvencionada

      up to 100%
      bonos digitales

      Atividades Elegíveis

      • Website & online presence (€2,000 bono)
      • E-commerce platform (€2,000 bono)
      • Customer management / CRM (€4,000)
      • Business intelligence & analytics (€4,000)
      • Process management & ERP (€6,000)

      Critérios de Elegibilidade

      • Spanish-registered business or autónomo
      • Segment I: 10–49 employees (up to €12,000)
      • Segment II: 3–9 employees (up to €6,000)
      • Segment III: 0–2 employees (up to €2,000)
      • Must use an accredited "Agente Digitalizador"

      O Que a Caminho.DEV Fornece

      • Professional website & e-commerce development
      • Custom CRM & client portal development
      • Business intelligence dashboards
      • Process automation & ERP solutions
      • Ongoing support & hosting included

      CDTI — Proyectos de I+D Empresarial

      Centro para el Desarrollo Tecnológico Industrial — financiación para proyectos de innovación

      up to 85%
      Taxa de financiamento

      Atividades Elegíveis

      • Software R&D with novel technical elements
      • AI & data-driven platform development
      • Technology-based product innovation
      • International technology projects (Eurostars, Horizon)

      Critérios de Elegibilidade

      • Spanish-registered company
      • Minimum project budget €175,000
      • Must demonstrate technological innovation
      • Commercially viable project plan

      O Que a Caminho.DEV Fornece

      • Novel software architecture & development
      • AI/ML integration & data processing
      • Technical documentation & innovation reports
      • International collaboration capability
      up to 80%
      Taxa de financiamento
      30%
      Crédit Impôt Recherche (CIR)
      Benefício fiscal Subsídio a fundo perdido Empréstimo bonificado + subsídio
      Tipo de apoio
      PME
      Disponível para

      Crédit d'Impôt Recherche (CIR)

      30% tax credit on qualifying R&D — one of Europe's most generous schemes

      30%
      tax credit

      Atividades Elegíveis

      • Software development resolving technical uncertainty
      • Novel algorithms & architecture research
      • Prototyping & experimental development
      • AI & machine learning R&D
      • Staff costs, subcontractor costs, cloud compute

      Critérios de Elegibilidade

      • French tax-resident company
      • Activities must constitute R&D
      • No minimum company size
      • Subcontractors must be French-approved (or EU with approval)

      O Que a Caminho.DEV Fornece

      • Technical R&D documentation & justification
      • Novel software development activities
      • Prototype & experimental builds
      • Qualifying subcontractor services

      BPI France — Aide à l'Innovation & Prêts

      Subventions, avances remboursables et prêts pour projets innovants

      up to 70%
      Taxa de financiamento

      Atividades Elegíveis

      • Digital innovation projects
      • Platform & marketplace development
      • Deeptech & AI software
      • Export-ready digital products

      Critérios de Elegibilidade

      • French SME or startup
      • Innovative project with growth potential
      • Often requires matching private funding
      • Regional BPI offices assess applications

      O Que a Caminho.DEV Fornece

      • Full-stack platform & product development
      • MVP & market-ready product delivery
      • Technical roadmap & specifications
      • Scalable cloud architecture
      up to 45%
      Taxa de financiamento
      €6.3B
      Até (Transizione 5.0)
      Benefício fiscal Subsídio a fundo perdido Vale digital
      Tipo de apoio
      PME
      Disponível para

      Transizione 5.0 — PNRR

      Credito d'imposta per investimenti in digitalizzazione e sostenibilità energetica

      15–45%
      tax credit

      Atividades Elegíveis

      • Industry 4.0 / 5.0 digital investments
      • Software for process management & automation
      • AI & machine learning integration
      • Energy monitoring & efficiency software
      • ERP, MES, and digital twin systems

      Critérios de Elegibilidade

      • Italian-registered company
      • Investments €2,500 – €50,000,000
      • Must achieve ≥3% energy savings
      • Certified by an accredited Energy Auditor

      O Que a Caminho.DEV Fornece

      • Industry 4.0 management software
      • Energy monitoring dashboards
      • Automated process & quality management
      • MES / production tracking systems
      • Technical documentation for certification

      Voucher Digitalizzazione PMI

      Contributo a fondo perduto per l'adozione di tecnologie digitali nelle PMI

      up to 50%
      Taxa de financiamento

      Atividades Elegíveis

      • Website & e-commerce development
      • CRM & customer management software
      • Cloud services & digital storage
      • Cybersecurity solutions

      Critérios de Elegibilidade

      • Italian-registered PMI
      • 10–250 employees
      • Not previously received same voucher type
      • Must use accredited technology providers

      O Que a Caminho.DEV Fornece

      • Professional website & e-commerce
      • Custom CRM & booking systems
      • Secure cloud hosting
      • Ongoing maintenance & support
      up to 80%
      Taxa de financiamento
      €500K+
      Até (MIT scheme)
      Benefício fiscal Subsídio a fundo perdido Empréstimo bonificado + subsídio
      Tipo de apoio
      PME
      Disponível para

      WBSO — R&D Tax Incentive

      Fiscale aftrek voor speur- en ontwikkelingswerk (S&O) in software & technologie

      32–40%
      tax rebate

      Atividades Elegíveis

      • Development of new software functionality
      • Resolving technical software problems
      • AI & algorithm development
      • Prototype software development
      • Embedded & systems software

      Critérios de Elegibilidade

      • Dutch tax-registered company or ZZP
      • Development must contain technical novelty
      • First €350K of labour costs: 32% rebate (startups: 40%)
      • Above €350K: 16% rebate
      • Applied directly to wage tax / social security

      O Que a Caminho.DEV Fornece

      • Qualifying software development & R&D activities
      • Technical project documentation for WBSO declaration
      • Novel feature & platform development
      • Works alongside your accountant for filing

      MIT — MKB-Innovatiestimulering

      Subsidie voor innovatieve MKB-projecten in de topsectoren — RVO.nl

      up to 80%
      Taxa de financiamento

      Atividades Elegíveis

      • Innovative digital product development
      • Feasibility studies for new digital services
      • Collaborative R&D with knowledge institutions
      • Dutch top-sector themes (AgriFood, High Tech, Energy)

      Critérios de Elegibilidade

      • Dutch-registered SME (<250 employees)
      • Project fits a Dutch topsector theme
      • Haalbaarheidsstudie: up to €20K (80%)
      • R&D samenwerkingsproject: up to €350K (35–50%)

      O Que a Caminho.DEV Fornece

      • Technical feasibility documentation
      • Innovative platform & product development
      • Sector-specific software solutions
      • R&D partnership capability
      Como funciona o processo

      From first call to
      funded and built

      Analisamos o seu projeto, dimensão da empresa e localização para identificar os programas elegíveis — sem compromisso.

      1

      Avaliação gratuita

      Analisamos o seu projeto, dimensão da empresa e localização para identificar os programas elegíveis — sem compromisso.

      2

      Âmbito e proposta

      Documentamos o âmbito técnico do projeto de forma a satisfazer os requisitos de candidatura aos apoios.

      3

      Desenvolvimento e evidência

      Desenvolvemos a sua plataforma e produzimos a documentação técnica, folhas de horas e relatórios necessários para reclamar o apoio.

      4

      Candidatura e poupança

      Submete a candidatura (muitas vezes com o nosso apoio) e recebe o reembolso ou benefício fiscal sobre os custos elegíveis.

      Não sabe qual o apoio aplicável?

      Marque uma chamada gratuita de 30 minutos. Dizemos-lhe exatamente a que programas a sua empresa tem acesso e que percentagem do projeto pode ser coberta.

      Agendar consulta gratuita

      A elegibilidade depende da dimensão, setor, localização e âmbito do projeto. Os valores apresentados são máximos indicativos. Recomendamos envolver um consultor acreditado para candidaturas formais. A Caminho.DEV presta serviços de desenvolvimento técnico — não aconselhamento financeiro regulado.

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